Dental Insurance Plus on Planning for Major Dental Work
If you know you will need major dental work and you have current dental insurance most companies will be able to tell you exactly what your share of the cost will be before you receive treatment.
Most PPO’s providers can give you a free estimate, called a “pre-treatment estimate ” based on your records and your dentist’s proposed treatment plan. They will review your x-rays, diagnosis and coverage, and send a statement back to you and your dentist detailing what they will pay and what your costs will be.
However, it is important to understand that a pre-treatment estimate is not a guarantee of payment. When the services are complete and a claim is received for payment, The company will calculate its payment based on your current eligibility, amount remaining in your annual maximum and any deductible requirements.
